Crédito colateralizado em cripto. Sem vender seus ativos.
Infraestrutura para que sua empresa ofereça empréstimos usando criptoativos como garantia. O tomador mantém a exposição aos ativos e recebe crédito em dinheiro. Portal whitelabel ou API.
O tomador bloqueia cripto. Recebe dinheiro. Mantém a exposição.
Tomador oferece cripto como garantia
O cliente deposita criptoativos como colateral. Os ativos ficam bloqueados mas continuam sendo do tomador.
Crédito liberado em dinheiro
Sua plataforma libera o crédito em BRL ou outra moeda conforme as condições que você definiu.
Tomador paga as parcelas
O tomador paga as parcelas conforme o contrato. Sua plataforma define taxas, prazo e moeda.
Garantia liberada
Com o pagamento integral, os criptoativos são desbloqueados e devolvidos ao tomador.
Portal whitelabel ou API. Você define as condições.
Portal Whitelabel
Interface completa de empréstimo com garantia cripto pronta para customizar com sua marca. Seus clientes simulam, solicitam e acompanham sem saber que existe uma infraestrutura por trás.
- ✓Interface com sua marca
- ✓Simulador de empréstimo
- ✓Gestão de contratos
- ✓Controle de colateral
- ✓Sem desenvolvimento necessário
API
Integre crédito colateralizado direto na sua plataforma via REST. Você controla toda a experiência e define as condições para seus clientes.
- ✓Endpoints REST documentados
- ✓Webhooks de status
- ✓Sandbox para homologação
- ✓Suporte técnico dedicado
- ✓Controle total da experiência
Você define as regras do seu produto de crédito.
A Hiperfinance entrega a infraestrutura. As condições do produto são definidas por você conforme o seu modelo de negócio e seu público.
Moeda do crédito
Defina se o crédito é liberado em BRL, USD ou outra moeda. Você controla.
Taxa de juros
Configure a taxa conforme sua estratégia. A Hiperfinance não impõe condições comerciais.
LTV (Loan-to-Value)
Defina o percentual do valor da garantia que será liberado como crédito.
Público-alvo
Seu produto pode atender PF, PJ ou ambos. Você decide quem pode tomar crédito.
Para quem quer oferecer crédito com garantia cripto.
Fintechs de crédito
Adicione cripto como nova modalidade de garantia no seu produto de crédito existente.
Exchanges e corretoras de cripto
Ofereça crédito colateralizado para sua base de holders que não querem vender os ativos.
Bancos e financeiras
Lance um produto de crédito diferenciado usando cripto como garantia sem construir infraestrutura própria.
Empresas que já constroem com o Hiperfinance
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Quem acredita no ecossistema Hiperfinance
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